Two hundred years ago, Ben Franklin said it best - in this world nothing is certain but death and taxes. We can’t remove the certainty of taxes, but we can help you structure your affairs so you will owe less.

We’ll also let you know when you should pay more. That sounds counter-intuitive, but consider. Many tax shelters cost more than they’re worth, and you should pass them by. Some are entirely bogus, and can lead to years of trouble with Canada Revenue – and enormous emotional and financial costs.

Sometimes it’s better to pay the tax and absorb the pain. Sometimes it makes sense to pay less. Knowing when (and how) is important.